At times a commercial property owner or investor needs to act fast to either acquire 
a commercial property, finish construction, or cash out on their commercial property assets. Traditional banks often require lots of documentation and credit checks, which slows up the process. Bridge and hard money loans are generally based solely on the value of asset and require little to no documentation such as bank statements or credit checks. Interest rates are typically higher than traditional bank financing, but bridge and hard money loans can be excellent tools to acquire an asset or unlock cash to finish a project before stabilizing the property and refinancing into a more long term financing vehicle.
Transaction Size: $250,000 to $5,000,000+
Many banks do not want to take the risk of the growing number of new construction or development projects. There are many different private funding options and structures available for development projects – equity/debt, different lengths of times, interest rates, interest only options, etc.
Transaction Size: $100,000 to $500,000,000 or more
When acquiring commercial property as an investment or to occupy, commercial real estate financing is typically the most popular option. Property types that can be funded can include: multi-family, retail, industrial, office, storage, mobile home parks, hotels and more.
Transaction Size: $250,000 and up
With many commercial properties across the country becoming distressed and defaults on the rise, there are a growing number of investors that seek to acquire distressed notes. This can be a risky, but very lucrative business. Many banks are very limited in terms of the funding options they can provide for these types of transactions, but we can help you connect to many private funding options available.
Transaction Size: $250,000 to $10,000,000
Mezzanine loans play an important role in the investment real estate arena and are typically used to facilitate the acquisition, repositioning or development of real estate projects. Mezzanine financing can also be used for owner recapitalizations and partner buyouts, tenant improvements & capital expenditure, discounted debt note acquisitions, debt pay-downs to existing lenders to encourage extensions, first mortgage refinancing shortfalls or acquisitions for core, core-plus, value-added opportunities.
Transaction Size: $500,000 and up